Forum Insurance

Could anyone please explain the benefits of Long Term Care Health Insurance?

Long Term Care insurance is a type of policy that would pay or cover some of the costs of a nursing home care. Many have been availing this type of insurance so that they feel secured in the future.

You have to choose a maximum lifetime benefit or total lifetime amount. There is a great deal of choice and flexibility in long-term care insurance policies. You can select a range of care options and benefits that allow you to get the services you need in the settings that suit you best.
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Post Edited (11-05-2011 02:39)

Reply to tessflores:
Individuals who require long-term care are generally not sick in the traditional sense, but instead, are unable to perform the basic activities of daily living (ADLs) such as dressing, bathing, eating, toileting, continence, transferring (getting in and out of a bed or chair), and walking. You can get details here - http://en.wikipedia.org/wiki/Long-term_care_insurance.